The monthly payment depends on the loan amount, interest rate, and length of the loan. A typical mortgage is 30 years, spread out of 360 equal monthly payments. Enter your loan details above for a specific calculation. The chart below shows the monthly payment for a mortgage balance of $100,000 at 3% based on the loan length.
| Loan Details |
Monthly Payment |
|
100k For 5 Years at 3%
|
$1,797 / mo |
|
100k For 10 Years at 3%
|
$966 / mo |
|
100k For 15 Years at 3%
|
$691 / mo |
|
100k For 20 Years at 3%
|
$555 / mo |
|
100k For 25 Years at 3%
|
$474 / mo |
|
100k For 30 Years at 3%
|
$422 / mo |
It's surprising how a small change in rates can have a big impact on the total amount paid over the course of the mortgage. The difference in payments between a 3% and 3.25% APR over 30 years on a 100k mortgage is
$13.60 per month.
That equates to a $4,897 difference over the course of 360 payments. View the chart below to see the total amount paid for a 100,000 mortgage over 30 years.
| Loan Details |
Monthly Payment (30 Year Mortgage) |
Total Paid Over 30 Years |
| 100,000 at 3.000% |
$421.60 / mo |
$151,777 |
| 100,000 at 3.001% |
$421.66 / mo |
$151,797 |
| 100,000 at 3.002% |
$421.71 / mo |
$151,816 |
| 100,000 at 3.003% |
$421.77 / mo |
$151,836 |
| 100,000 at 3.004% |
$421.82 / mo |
$151,855 |
| 100,000 at 3.005% |
$421.87 / mo |
$151,875 |
| 100,000 at 3.006% |
$421.93 / mo |
$151,894 |
| 100,000 at 3.007% |
$421.98 / mo |
$151,913 |
| 100,000 at 3.008% |
$422.04 / mo |
$151,933 |
| 100,000 at 3.009% |
$422.09 / mo |
$151,952 |
| 100,000 at 3.010% |
$422.14 / mo |
$151,972 |
| 100,000 at 3.011% |
$422.20 / mo |
$151,991 |
| 100,000 at 3.012% |
$422.25 / mo |
$152,011 |
| 100,000 at 3.013% |
$422.31 / mo |
$152,030 |
| 100,000 at 3.014% |
$422.36 / mo |
$152,049 |
| 100,000 at 3.015% |
$422.41 / mo |
$152,069 |
| 100,000 at 3.016% |
$422.47 / mo |
$152,088 |
| 100,000 at 3.017% |
$422.52 / mo |
$152,108 |
| 100,000 at 3.018% |
$422.58 / mo |
$152,127 |
| 100,000 at 3.019% |
$422.63 / mo |
$152,147 |
| 100,000 at 3.020% |
$422.68 / mo |
$152,166 |
| 100,000 at 3.021% |
$422.74 / mo |
$152,185 |
| 100,000 at 3.022% |
$422.79 / mo |
$152,205 |
| 100,000 at 3.023% |
$422.85 / mo |
$152,224 |
| 100,000 at 3.024% |
$422.90 / mo |
$152,244 |
| 100,000 at 3.025% |
$422.95 / mo |
$152,263 |
| 100,000 at 3.026% |
$423.01 / mo |
$152,283 |
| 100,000 at 3.027% |
$423.06 / mo |
$152,302 |
| 100,000 at 3.028% |
$423.12 / mo |
$152,322 |
| 100,000 at 3.029% |
$423.17 / mo |
$152,341 |
| 100,000 at 3.030% |
$423.22 / mo |
$152,361 |
| 100,000 at 3.031% |
$423.28 / mo |
$152,380 |
| 100,000 at 3.032% |
$423.33 / mo |
$152,399 |
| 100,000 at 3.033% |
$423.39 / mo |
$152,419 |
| 100,000 at 3.034% |
$423.44 / mo |
$152,438 |
| 100,000 at 3.035% |
$423.49 / mo |
$152,458 |
| 100,000 at 3.036% |
$423.55 / mo |
$152,477 |
| 100,000 at 3.037% |
$423.60 / mo |
$152,497 |
| 100,000 at 3.038% |
$423.66 / mo |
$152,516 |
| 100,000 at 3.039% |
$423.71 / mo |
$152,536 |
| 100,000 at 3.040% |
$423.76 / mo |
$152,555 |
| 100,000 at 3.041% |
$423.82 / mo |
$152,575 |
| 100,000 at 3.042% |
$423.87 / mo |
$152,594 |
| 100,000 at 3.043% |
$423.93 / mo |
$152,614 |
| 100,000 at 3.044% |
$423.98 / mo |
$152,633 |
| 100,000 at 3.045% |
$424.03 / mo |
$152,653 |
| 100,000 at 3.046% |
$424.09 / mo |
$152,672 |
| 100,000 at 3.047% |
$424.14 / mo |
$152,692 |
| 100,000 at 3.048% |
$424.20 / mo |
$152,711 |
| 100,000 at 3.049% |
$424.25 / mo |
$152,730 |
| 100,000 at 3.050% |
$424.31 / mo |
$152,750 |