What is 4.95% in Basis Points?

4.95% equals 495 basis points

Percentage Based on Basis Points
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Convert 4.95% to Basis Points
A basis point is often used with loans and other financial topics. 1 basis point is equal to 1 hundredth of a percent. 1% is equal to 100 basis points.

To convert 4.95% to basis points, use the following formula: 4.95 x 100 = 495 basis points.
Real World Example
Let's say that interest rates are currently 4.95%. However, they are set to increase by 25 basis points. The new interest rate will be 5.2%.