Moving out of your parent’s house and entering the real world? If so, you’re probably feeling a pretty intense mixture of excitement and terror. There are a lot of amazing parts of moving out on your own; for instance, you have the freedom to spend your time the way you like and make the choices …
Every mom is busy. It may seem that there are never enough hours in the day to tend to your children’s needs and to run a household. You may be a mother who works outside of the home, or you may be a mom who remains home with your children throughout the day. No matter …
6 Easy Money Saving Tips for Busy Moms That Save Time Read More »
We all have bad spending habits and vices, and while you may not think about them, bad money habits can wreak havoc on your budget. They can also have damaging, long-term consequences to your financial security. In ‘5 Ways to Save Money on a Low Income’, we covered how cutting down on unnecessary expenses is an …
Being a teen is expensive. Parents feel the pinch. And teens feel the sting of wanting cool stuff there’s no budget for. But this doesn’t have to be a bad thing…the scenario can be flipped so that online jobs for teens becomes a desirable option.
If you are trying to decide between a 401K vs Roth IRA for your retirement savings, first let me say congratulations. According to the Fed’s 2018 Report on the Economic Well-Being of U.S. Households, 25% of U.S. adults have no retirement savings. That stat is alarming considering….
Getting a boost in salary, either from a promotion, raise, or job change might seem like a great thing. However, if you aren’t careful, earning more money can lead to financial decisions that may not be in your best interest down the line. What does Lifestyle Creep mean? Purchasing lavish non-essential items just because you …
Lifestyle Creep – How to Avoid This Wealth Killer Read More »
Financial security is the ability to withstand times of hardship or misfortune that may result in unexpected expenses. Having an emergency fund is the key to being able to pay for events like these and still cover your regular monthly payments.
According to the National Retail Federation study for 2019, parents with children in elementary school through high school are expected to spend $117.49 per child on school supplies this year. As a parent, you want to make sure your kids have all the essentials. But it is easy to let your good intentions result in expenses that get out of hand. However, there are things …
Setting your kids up for financial success as they grow and begin to take on more responsibility can be a challenge. Teaching your kids the value of money is something that every parent should take seriously. In today’s fast-paced world of emerging technologies, it is sometimes difficult to keep up with all the apps available …
Best Allowance Apps to Teach Your Kids How to Save Read More »
Credit cards – Are they a boon or a curse? The same old question. If you ask me I would say that it depends upon how you use them. If you’re able to handle your cards properly and avoid common credit card mistakes, then it’s better for your financial life. It helps you to have …