Nermeen Ghneim

Nermeen Ghneim has a degree in Business Management and has been working in the retail banking industry for over 15 years. She launched the Savvy Dollar blog to share her ideas on personal finance. Nermeen has been quoted in numerous online publications, including Yahoo Finance, MSN, US News & World Report, Business Insider, Fit Small Business, Consolidated Credit, Go Banking Rates, and more. Her mission is to help others learn how to save more, earn more, and still maintain a healthy work-life balance. As a wife, mother of two, and full time employee, she knows how hard it can be to juggle family, career, and still make smart financial decisions.

Understanding Overdraft Protection

Overdraft fees on checking accounts could cost you big bucks. These fees are sneaky, and you won’t believe how they can rack up over-night. Despite all the federal rules implemented in 2010, banks are still finding a way to pull dollars from fee-based revenue. The lack of consumer awareness of overdraft protection mechanisms is the …

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When Should I Start Investing?

It is a question that everyone seems to ask – when should I start investing? And while there are no simple answers to most things financial, this one is easy enough to answer. The simple fact is you should start investing as soon as possible. The earlier you start, the better off you will be, …

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online jobs for teens

Online Jobs for Teens: 7 of The Best Ideas + Tips

Being a teen is expensive. Parents feel the pinch. And teens feel the sting of wanting cool stuff there’s no budget for. But this doesn’t have to be a bad thing…the scenario can be flipped so that online jobs for teens becomes a desirable option.

401K vs Roth Ira

401(k) vs Roth IRA: Which Retirement Account Should You Choose?

If you are trying to decide between a 401K vs Roth IRA for your retirement savings, first let me say congratulations. According to the Fed’s 2018 Report on the Economic Well-Being of U.S. Households, 25% of U.S. adults have no retirement savings. That stat is alarming considering….